SAP Advanced Payment Management (APM) is SAP’s next-generation payment factory solution for S/4HANA. This white paper explores how APM modernizes centralized payment processing, replaces legacy architectures, and enables treasury teams to move from manual control to exception-based operations. Based on real client experience, it highlights tangible benefits for global organizations operating complex, multi-ERP landscapes.

Treasury sits at the intersection of business, finance and technology. It is a role defined by complexity, constant change and decisions that often carry material financial and operational impact. Treasury professionals typically enjoy this challenge — the work is varied, intellectually demanding and connected to real business outcomes. But the pace and scope of treasury responsibilities have expanded significantly. New regulations, evolving market conditions, shifting liquidity requirements and rapidly advancing technology mean that theory alone rarely provides all the answers. Treasurers must continually interpret and apply principles to situations that may be unique to their organisation.

Stockholm - November 18, 2025 – SkySparc, a trusted global provider of digital transformation solutions for treasury and finance organizations, today announced the appointment of Oliver Bussmann as Chairman of the Board, following the closing of a majority growth investment from Bregal Milestone, a leading European software private equity firm.

Data quality has never been more vital to efficient financial and corporate management.

Across the financial and corporate sectors, informed decision-making based on accurate data has always been a foundation of long-term success. In recent years, advances in technology have enabled organizations to make enormous progress in how they capture, store, and analyze data. At the same time, the pressure to extract insight and foresight from that data – faster and more reliably – has intensified.

System upgrades are a fact of life for every treasury and finance organization. Whether they deliver new functionality, compliance updates, or technical enhancements, upgrades are often associated with disruption, testing pressure, and risk

Liquidity and risk management have always been central priorities for corporate treasurers – but the demand for accurate, real-time data has never been greater. Rising interest rates, volatile markets, and heightened board-level scrutiny have placed treasury data, forecasting, and analytics under the spotlight.

For many years, central banks have operated in a stable world, setting their country’s monetary system and responsible for policies that affect the supply of money and credit. But recent technological, regulatory and market-driven external developments have changed the picture.

A modern treasury platform must now consolidate and interpret all the data a Treasurer needs to make informed, real-time decisions. Whether managing liquidity for a regional firm or a global enterprise, data has become the key performance driver – captured at scale, translated into visual intelligence, and used to steer both daily operations and strategic direction.

Always a core concern for corporate treasurers, the value of cash flow forecasting has been reinforced time and again over the past two years. After a period of unusually low interest rates and abundant liquidity, treasurers now face a world defined by persistent inflation, uneven rate cycles, and volatile funding markets.

Since 17 January 2025, the Digital Operational Resilience Act (DORA) – Regulation (EU) 2022/2554 – has been fully applicable to more than 22,000 financial entities and ICT service providers operating within the EU.

The Instant Payments Regulation (IPR), which came into effect on April 8 2024, has now been fully implemented across the Eurozone since January 2025. It requires European banks and payment service providers to offer instant euro transfers at the same cost as standard transfers, clearing payments within 10 seconds, 24/7.

Stockholm and Oslo – November 20, 2025 – SkySparc, a trusted global provider of digital transformation solutions for treasury and finance organizations, today announced the official opening of its new Norway office in Oslo.

The convergence of digitalization, cloud adoption, and AI-driven analytics continues to reshape industries. Financial institutions and corporates are managing an explosion of data – structured and unstructured, real-time and historical – and are seeking agile, secure, and scalable solutions.

Open Banking continues to evolve rapidly, transforming how Treasurers access, move, and analyze cash data. The combination of regulatory change, API technology, and automation is creating what can now be called the Instant Treasury - a model where information and transactions flow in real time across banks and systems.

Whether they bring new functionality or just technical and security enhancements, system upgrades are also expected to bring disruption.

Today’s treasurer needs a conference based on new assumptions – with team competence and the professional community at the centre. Sign up today to join us on 23 April 2026 in Gothenburg.

Stockholm, October 15, 2025 - SkySparc, a trusted global provider of digital transformation solutions for treasury and finance institutions, today announced the acquisition of Inovotek Solutions, a specialist provider of transformation services to capital markets and financial institutions.

Stockholm, 21 November 2023 – SkySparc, a business consultancy with a focus on driving value for corporates and financial institutions, will deploy OmniFi at turbocharger manufacturer Accelleron Industries to improve treasury reporting.

Stockholm, 7 December 2023 – SkySparc, a leading corporate and financial institutions solutions provider, has appointed Lars Frösslund as its new Head of Strategy & Transformation to move the practice into a new phase of modernization and advancement.

Stockholm, 7 February 2024 – SkySparc, a leading provider of corporate and financial institutions solutions, has released OmniFi 9, a new version of its award-winning SaaS-based automation platform, following significant investment aimed at enhancing client value over the next decade.

Stockholm, 18 April 2024 – SkySparc, a leading corporate and financial institutions solutions provider, has reported solid financial performance in 2023, driven by strong growth across client acquisitions and new service offerings.

Stockholm, 3 July 2024 – SkySparc, a leading corporate and financial institutions solutions provider, has joined forces with infiniance, a treasury management consultancy for the corporate finance sector, in a move that will make the combined firm one of the leading treasury advisory firms in the Nordic region.

London, 16 October 2024 – SkySparc, a leading corporate and financial institutions solutions provider, and Kyriba, a global leader in liquidity performance, today announced a strategic partnership designed to enhance treasury management implementation and integration. This collaboration brings SkySparc's technology accelerators and deep implementation expertise to Kyriba's global client base, expected to significantly reduce time-to-benefit for treasurers worldwide.

London and Stockholm, 20 February 2025 – SkySparc, a leading corporate and financial institutions solutions provider, announces a strategic partnership with Auxality, a financial workflow digitalization specialist, to enhance its asset management capabilities. This collaboration strengthens SkySparc's position in delivering comprehensive solutions for asset managers, focusing on workflow optimization and regulatory compliance.

Under this new arrangement, SkySparc will introduce corporate clients and financial institutions in the Nordics to a digital solution for cash deposit management that connects users to over 300 counterparties across more than 30 countries worldwide.

The new OmniFi Workflows functionality empowers clients to streamline even the most complex operational processes using a fully no-code, visual interface - enhancing transparency, control and time efficiency.

Businesses are experiencing an explosion of data demands and need agile solutions, as they recognize the necessity of cloud adoption for successful digital transformation. Yet how can firms best ensure that cloud technology addresses the challenges posed by digital transformation?

Lars Frösslund, Head of Strategy & Transformation at SkySparc, outlines the implications of the new Instant Payments Regulation for European banks and corporate treasurers.

The new Instant Payments Regulation (IPR), effective April 8, 2024, mandates that European banks and payment service providers offer instant euro transfers at the same cost as regular transfers, with full implementation deadlines set for January 2025 for Eurozone banks.

STOCKHOLM and LONDON – September 23, 2025 – SkySparc, a trusted global provider of digital transformation solutions for treasury and finance organizations, today announced a majority growth investment from Bregal Milestone, a leading European software private equity firm. The partnership reinforces SkySparc’s long-term commitment to clients, employees, and partners, while creating exciting opportunities for growth and innovation worldwide.